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Consent
to Electronic Communications
By (i) submitting an application online or (ii) registering for
online or mobile services for your Account, you hereby agree to the following
and this will constitute your consent for us to send you electronic communications
about your Account. When you successfully consent through the online or mobile
site, you have successfully demonstrated that you are able to access
information we have posted on such online or mobile site.
Categories
of Communications. You consent to receive communications relating to your
Account in electronic form. The communications covered by your consent may
include, but are not limited to, (i) the initial
disclosure statement or agreement governing your Account, (ii) any disclosure
required by federal, state or local law, including disclosures under the
federal Truth in Lending Act, the federal Fair Credit Reporting Act and the
financial privacy provisions of the Gramm-Leach-Bliley Act, (iii) your billing
statement, if you have signed up to receive electronic statements, (iv)
letters, notices or alerts regarding your Account and any changes to your
Account, (v) other disclosures, notices or communications in connection with
the application for, the opening of, maintenance of or collection of your
Account; and (vi) the debt cancellation/debt security/account security
agreement and other information relating to optional debt cancellation products
you may select to purchase. These electronic communications may include your
name and some information about your Account, including your balance or the due
date; however, we will not include your full account number or social security
number. Electronic communications may be reviewed by any party with access to
your Account, the e-mail account you have provided to us for delivering these communications, or the hardware or software you use to view
your Account information or your e-mail account.
How
to Withdraw Your Consent. You may not apply online for an Account and
you may not register your Account for online services (including electronic
statements or mobile alerts), unless you also provide your consent to receive
electronic communications. If you have registered for online services (such as
electronic statements or mobile alerts) and you wish to withdraw your consent
to receive future electronic communications, you must un-enroll
from each service you have elected to receive to completely withdraw your
consent to receive electronic communications.
We will not impose
any fee to process the withdrawal of your consent to electronic communications.
However, you will not be able to receive your billing statements electronically
if you do not consent to receive electronic communications or withdraw your
consent. Any withdrawal of your consent to electronic communications will be
effective only after we have a reasonable period of time to process your
withdrawal request.
How
to Update Your Records. You agree to promptly update your e-mail
address if a change occurs by updating your information through the website
listed on your billing statement or by calling customer service.
Hardware
and Software Requirements. In order to access and retain electronic
communications, you must have the following:
Paper
Copies of Communications. Upon your request we will provide you with a
paper copy of a communication that we provide you electronically. If you would
like a paper copy of any material (other than your debt cancellation/debt
security/account security agreement), please write to us at: MBFLLC PO BOX
270600, Oklahoma City, OK 73137-0600 or call us at 1-855-320-3434 extension
1741. If you would like a copy of your debt cancellation/debt security/account security agreement, please write to us
at: P.O. Box 270600, Oklahoma City, OK 73137-0600. There will be no charge for
a paper copy of any material we have sent you electronically.
Communications in
Writing
All communications in either electronic or paper format from us to you will be
considered "in writing". You should print or download a copy of this consent,
the Account agreement, the debt cancellation/debt security/account security
agreement (if elected) and any other electronic communication that is important
to you for your records.
Electronic Signatures. You acknowledge that by clicking on the "I Agee" or similar button, you are indicating your intent to sign up for electronic communications and that this shall constitute your signature.
Federal
Law.
You acknowledge and agree that your consent is being provided in connection
with a transaction affecting interstate commerce that is subject to the federal
Electronic Signatures in Global and National Commerce Act, and that you and we
both intend that the Act apply to the fullest extent possible to validate our
ability to conduct business and communicate with you by electronic means.